Disclaimer
Disclaimer
The information on this website is provided for general informational and educational purposes only and does not constitute legal, financial, regulatory, or professional advice. Users should independently verify all information and seek professional guidance before making financial decisions.
ECS Credit strives to ensure the content, tools, and services described are accurate and up-to-date. However, we do not guarantee the completeness, accuracy, suitability, or reliability of any information on this site. Information may be changed, updated, or removed without notice.
By accessing or using this website and its services, you acknowledge that your use is at your own discretion and risk. ECS Credit, including its directors, employees, partners, affiliates, and agents, are not responsible for any direct or indirect losses arising from use of this site, except as required under applicable law.
ECS Credit implements industry-standard security measures to protect personal data, but no method of electronic transmission or storage can be fully secured. Users are responsible for maintaining the confidentiality of their login credentials and the security of the devices they use to access the site.
Interest rates, fees, charges, and representative APR figures are provided on this website and may vary based on eligibility, credit profile, regulatory requirements, and lender terms. ECS Credit offers short-term personal loans ranging from ₹5,000 to ₹2,00,000 with repayment tenure of 3 to 12 months. APR ranges from 15% to 34% per annum based on the applicant's credit profile, income, and loan amount. A processing fee of up to 10% of the loan amount plus applicable GST is charged. Prepayment and pre-closure charges are NIL. Actual rates and loan amounts are subject to eligibility, credit assessment, and applicable regulatory guidelines. ECS Credit does not guarantee approval of any loan or financial product.
ECS Credit is a brand name/product of Yaksh Infinlease Pvt Ltd, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). All loans are originated, processed, and disbursed by Yaksh Infinlease Pvt Ltd, subject to eligibility criteria, credit assessment, and applicable regulatory guidelines
This website may contain links to third-party sites. ECS Credit is not responsible for the content, privacy practices, or services of these third parties, and users access them at their own discretion.
Nothing on this site creates a contract, partnership, or legal obligation between ECS Credit and any user unless expressly stated in a written agreement.
ECS Credit reserves the right to revise this disclaimer and related policies at any time. Continued use of the website constitutes acceptance of the updated terms.
By accessing this site, you confirm you have read, understood, and agreed to this disclaimer and the Privacy Policy.
For complaints, contact our Grievance Officer at grievance@ecscredit.com.
Note - All personal loans offered by ECS Credit have a minimum repayment tenure of 91 days (3 months) and a maximum repayment tenure of 12 months (365 days). Loans with repayment terms of 60 days or less are not offered.